Combine chocolate chips and coconut oil in a microwave safe bowl. Microwave until melted, using 30-second increments and stirring in between.
Stir half of the raisins into the chocolate. Use a fork to pick up clumps of raisins and drop them into small clusters on a parchment-lined sheet tray. Repeat with the rest of the raisins. Freeze clusters for 10 minutes.
Drizzle with salted caramel and sprinkle with flaky salt.